Insurance Coverage
How New Jersey PIP Insurance Works
If you were involved in a car accident, it is likely that you have heard the acronym PIP used. PIP (personal injury protection) is a type of “no-fault” coverage that provides compensation for both lost wages and medical costs. PIP compensation is paid regardless of who was responsible for causing a motor vehicle. Given its…
Read MoreNew Jersey Accident Laws That Protect You
The New Jersey Department of Transportation reports that in 2017 there were 270,331 vehicle collisions in the state. Many of these accidents resulted in injuries as well as fatalities. While this number is lower than the number of accidents that occurred in the state in 2005, it still represents a substantial number of people. For…
Read MoreUM & UIM Coverage: How to Stay Best Protected in New Jersey
Most drivers in New Jersey do not carry the right kind of car insurance coverage. Most do not have enough coverage. Here are a few tips that I strongly recommend. You can change your policy at any time and do not have to wait until the policy expires. For military and veterans, please be sure…
Read MoreShould I Have Bodily Injury Liability Insurance?
While you might have heard of Bodily Injury Liability, many people are confused about what exactly this type of insurance includes. Bodily Injury Liability (or, BIL for short) protects a victim if you are responsible for causing an accident with serious injuries. The amount of compensation that BIL will pay accident victims is based on…
Read MorePersonal Injury Protection in New Jersey
As is common in many states, New Jersey requires motor vehicle operators to carry automobile insurance. One of the features that the state requires to be carried in all insurance policies is personal injury protection (PIP) benefits. Sometimes referred to as no-fault insurance coverage, PIP provides compensation to injured parties no matter who is responsible…
Read MoreWhat Does Uninsured Motorist Coverage do?
Understanding Uninsured Motorist Coverage Even if all motor vehicle operators exercise caution, accidents still occur. Fortunately, many accidents do not result in serious property damage or injuries. In nearly all cases, the individuals who are involved in an accident are also properly insured, which means that accident victims are able to receive adequate compensation for…
Read MoreUnderstanding PIP (Personal Injury Protection) Insurance
The New Jersey Department of Transportation states that almost 300,000 car accidents happen in New Jersey each year. Many of these accidents involve personal injury or death. Even if you are the safest of drivers, roadways are dangerous places and car accidents are common and unfortunate occurrences. If you or a loved one has suffered…
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